tax related

Child Disability Benefit

You could be getting a tax free benefit up to $2730 per year that works out to be $227.50 per month for families who is caring for a child under 18 with a severe and prolonged impairment. This amount is based on eligible date of July 2016 to June 2018. Autism fits the criteria but in order to qualify for child disability benefit (CDB) you must be eligible for the disability tax credit (DTC).

The CDB is a supplement to the Canada Child Benefit (CCB). I know it sounds confusing but if you had a child in Canada you likely applied for their birth certificate, SIN and CCB at that time. Think of this benefit as a supplement to the money you already get. What does that mean? If you are currently getting the CCB, you get an additional amount for your child who qualifies for this disability benefit. If a request has already been submitted for the CCB there is no need to apply, the calculation is done automatically for the current and two previous CCB benefit years after you get the notice of determination letter from CRA. For years prior to that, a written request will have to be submitted to the attention of the CCB entitlement teat at the tax centre that serves your area. For more information about the child disability benefit (CDB) please refer to the RC4064, Disability-Related Information, visit the CRA website or call 1-800-387-1193.

How much would you get?

The CDB starts being reduced when the adjusted family net income (AFNI) is more than $65,000. The reduction is calculated as follows:

  • For families with one child eligible for the CDB, the reduction is 3.2% of the amount of AFNI over $65,000.
  • For families with two or more children eligible for the CDB, the reduction is 5.7% of the amount of AFNI over $65,000.



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